Improved Data Services is not in the business of selling your information. Nevertheless, pursuant to California Civil Code Section § 1798.83, we are notifying you that California residents have the right to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email.
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language . Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or force a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1- 877-FTC-HELP or www. ftc. gov.
The following notice contains information required to be provided to you, as a consumer, by the NYS department of financial services: Debt collectors are prohibited from engaging in abusive, deceptive and unfair debt collection efforts. These include but are not limited to the following-the use or threat of violence, obscene or profane language and repeated phone calls made with the intent to annoy, abuse, or harass. If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken (garnished) to pay the debt, Supplemental security income (SSI), Social security, Public assistance (welfare), Spousal support, maintenance, alimony or child support, Unemployment benefits, Disability benefits, Workers' compensation benefits, Public or private pension, Veterans' benefits, Federal student loans, federal student grants, and federal work study funds, Ninety percent of your wages or salary earned in the last sixty days.
NOTICE TO COLORADO RESINDENTS: FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTIONPRACTICES ACT, SEE WWW. COAG. GOV/ CAR. A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any action authorized by law to collect the debt. Colorado office location: 27 North Willerup, Suite B Montrose, CO 81401, Business Phone: 970-249-7514.
North Carolina Collection Permit Number 113907
Please be advised that the following state and municipal disclaimers are only applicable to consumers living in those states or municipalities.
Please be advised, this office maintains current Collection Licensing, Foreign Entity Registration, Bonding or Certificate of Authority in all states requiring such that we operate in. Please be aware that
not all states require industry-specific licensing or registration.
Please inquire with your local state or municipality for requirement information. Please contact our compliance department for specific information on our license, bond or certificate number in your state, if applicable.
This is a communication from a debt collector. This is an attempt to collect a debt. Any information obtained will be used
for that purpose.
------------------California Privacy Rights-----------------
Improved Data Services is not in the business of selling your information. Nevertheless, pursuant to California Civil Code Section § 1798.83, we are notifying you that California residents have the right to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email Customerservice@improveddataservicesllc.com
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